Real estate business is booming and is increasingly sought after by enthusiasts and investors in the sector . It is essential for your management to know the movements and specifications of real estate funds , as they can directly affect the projects and financial resources of your developer.
The objective of this article is to present the most current usa email leads concept: LIG . With this, we will understand its main characteristics, functionality and the benefits of investing in this type of asset. Let's expand your market knowledge !
Summary
What is LIG?
LIG Operation
What is the risk of investing in a LIG?
What are the types of LIG?
Pre-fixed LIG
Post-fixed LIG
Hybrid LIG
LIG x LCI x CRI
What have you learned so far?
Do you already know CV CRM?
What is LIG?
What is lig investment: close up of a person's hands on a table full of papers, stacked coins and a notebook.
The Guaranteed Real Estate Bond , or LIG, is a fixed income security linked to the real estate sector and created to stimulate the raising of funds in this category. The LIG is inspired by Covered Bonds , which are securities originating in Europe, and appeared in Brazil in 2018, based on the previous characteristics of the European asset .
LIG is an asset with double guarantee and low-risk application , being an advantageous option for fixed income investors . This security is institutionally private and guarantees the security of investments.
Therefore, the issuance of a real estate letter can only be done by:
Banking Institutions
Loan and savings associations
Investment and financing organizations
This is because they will transfer the invested resources to properties that are in some type of financing . This means that the LIG has extra asset protection through the institution that issued it.
I will detail how LIG investment works in the real estate financial market below.
LIG Operation
A Real Estate Credit Letter is the most current way of raising funds that are destined for the sector . The LIG is one option among these and has an application similar to other LCIs .
In a Secured Real Estate Bond , the invested capital will be placed in a deposit granted by the Central Bank of Brazil , controlling the interest that must be paid upon redemption of the investment. The National Monetary Council regulates and protects the retention of this resource, and defines the return of amounts even if the financial institution goes bankrupt.
This type of security is also part of B3 's operational control , offering a duplicate guarantee to LIG, since it does not have FGC . What does this mean for the investor?